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Aarav — Tenant Admin
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US — eSign Integration for Loan Agreement
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## User Story: eSign Integration **As a** loan applicant **I want to** sign my loan agreement digitally using Aadhaar OTP **So that** I don't need to visit a branch to execute the loan agreement ### Acceptance Criteria - [ ] Customer receives loan agreement PDF for review - [ ] Aadhaar OTP-based eSign via licensed ESP (eMudhra/NSDL) - [ ] Signed document stored with timestamp and audit trail - [ ] System validates eSign certificate before proceeding to disbursal
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User Story: eSign Integration
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