Test AssistBFL-10247EMI Calculation for Prepayment ScenariosReady
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BFL-10247Approved

EMI Calculation for Prepayment Scenarios

As a loan officer

I want the system to recalculate EMI after partial prepayment

So that customers see accurate revised schedules

Acceptance Criteria (4)

AC-1EMI recalculated within 2 seconds of prepayment
AC-2Customer can choose reduce-EMI or reduce-tenure option
AC-3Revised schedule available for download immediately
AC-4Prepayment penalty calculated per product rules

Tags

emiprepaymentcalculation
IDTitleFunctional AreaCoverage Notes# TCsStatus
ts-016Standard EMI calculation after prepaymentHappy PathCore EMI recalculation flow4Approved
ts-017Reduce tenure option after prepaymentHappy PathTenure reduction path3Approved
ts-018Prepayment penalty calculation for fixed rate loanFunctionalPenalty rules for fixed rate3Approved
ts-019Zero penalty for floating rate home loanFunctionalRBI prohibition on floating rate penalty2Approved
ts-020Prepayment exceeding outstanding principalEdge CasesBoundary: prepayment > outstanding2Draft
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7 test cases · 5 scenarios