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Workflows

Manage approval workflows per application

Workflow NameTypeStatusVersionApplies ToActive CRsLast ModifiedActions

Sandbox Auto-Approve

Zero-approval workflow for internal sandboxes and low-risk applications. CRs are auto-approved and pushed directly to ALM on submission.

W0Livev1

Sandbox Environment, Dev Platform

33/1/2025

LOS Single Approval

Single Product Owner approval for routine LOS changes. Suitable for low-risk configuration updates.

W1Livev2

Loan Origination System (LOS)

51/15/2026

LOS Standard W2

Two-level approval: Product Owner + Tech Lead. Used for feature-level changes to LOS modules.

W2Livev3

Loan Origination System (LOS)

82/20/2026

LOS Default W3

Three-level approval for LOS: Domain Specialist → Tech Lead → Product Owner. Used for KYC, Credit, and Disbursal changes.

W3Livev2

Loan Origination System (LOS)

123/10/2026

Fintech Compliance W3

Three-level approval for fintech regulatory changes: Compliance Officer → Risk Manager → CTO. Mandatory for RBI-regulated changes.

W3Livev1

Risk Management Policies

411/20/2025

Legal & Governance W4

Four-level approval for high-risk regulatory changes: Domain Specialist → Tech Lead → Domain Specialist → Legal/Governance. Required for IRDAI/RBI policy changes.

W4Livev1

Policy Administration System

212/1/2025