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Aarav — Tenant Admin
BRD
BRD — Loan Disbursal & NACH Mandate
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# BRD — Loan Disbursal & NACH Mandate ## 1. Overview This BRD covers the loan disbursal process and NACH (National Automated Clearing House) mandate registration for EMI collection. ## 2. Functional Requirements ### 2.1 Disbursal Process - **FR-DIS-001**: Disbursal triggered only after all conditions precedent are met - **FR-DIS-002**: Funds transferred via NEFT/RTGS within 2 business hours of trigger - **FR-DIS-003**: Disbursal advice sent to customer via SMS and email ### 2.2 NACH Mandate - **FR-NACH-001**: NACH mandate registration via NPCI API - **FR-NACH-002**: Support both physical NACH and e-NACH (Aadhaar-based) - **FR-NACH-003**: Mandate activation confirmation within 3 working days ## 3. Acceptance Criteria - AC-01: Disbursal completes within 2 hours of trigger in 99% of cases - AC-02: NACH mandate registered successfully for 95% of customers on first attempt
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BRD — Loan Disbursal & NACH Mandate
1. Overview
2. Functional Requirements
2.1 Disbursal Process
2.2 NACH Mandate
3. Acceptance Criteria