BRD — Income Proof Verification for Self-Employed

I'll help you create the BRD for Self-Employed Income Verification. **Context from KB:** - Current process: Manual ITR review (2-3 days TAT) - Pain point: 35% of self-employed applications rejected due to income inconsistency - Regulatory: RBI guidelines on income assessment for MSME lending **Suggested approach:** 1. ITR-based income verification (primary) 2. GST returns as supplementary proof 3. Bank statement analysis via Account Aggregator 4. CA-certified income statement for high-value loans Shall I generate the full BRD with these sections?